Terms and conditions for Direct Debit (Autogiro) payments

(Application form to the right)

Direct Debit Authorisation

I authorise withdrawals to be made from the specified bank account at the request of the stated payment recipient and transferred to said recipient via the bank's automatic payment service, Direct Debit (autogiro). The bank is not bound to verify the authority of requested withdrawals or to notify me in advance of withdrawal requests.

The withdrawal amount will be charged to the payer's account according to the regulations of the bank holding the account. The payer will receive notification of completed withdrawals from the bank holding the account.

On the payer's request, the authorisation can be transferred to a different account in the bank or to an account in a different bank.

Further regulations for withdrawal

AUTHORISATION/INFORMATION IN ADVANCE

The payment recipient is authorised to request withdrawal from the payer’s account on the due date

- if the payer, eight days before due date at the latest, has been notified of the amount, due day and payment method, or
- if the payer has approved the withdrawal in connection with the purchase or ordering of a product or service.

SUFFICIENT FUNDS ON THE ACCOUNT

The payer undertakes to keep sufficient funds on the account on the due day. If the account funds are insufficient on the due day, the payment recipient is authorised to try to make withdrawals during the ensuing business days, but no further than a week.

Notification of the number of times account withdrawals have been tried will be made by the payment recipient.

Stopping withdrawals

THE PAYER CAN STOP

- a single withdrawal by contacting the payment recipient eight days before the due date, at the latest
- all withdrawals subject to this authorisation by contacting the bank two days before the due date, at the latest.

AUTHORISATION VALIDITY PERIOD, CANCELLATION

The authorisation is valid until further notice. The payer can cancel the authorisation by contacting the bank holding the account or the payment recipient. The authorisation ends five banking days, at the latest, after the bank or the payment recipient have received notification of cancellation.

THE BANK'S AND PAYMENT RECIPIENT'S RIGHT TO TERMINATE DIRECT DEBIT

The bank holding the account and the payment recipient are entitled to terminate the Direct Debit set-up thirty days after the payer has received notification of termination from the bank holding the account or the payment recipient.

The bank holding the account and the payment recipient are furthermore entitled to terminate the Direct Debit set-up immediately if the payer repeatedly has not kept sufficient funds on the Direct Debit account on the due day or if the Direct Debit account is closed.